Liability Insurance
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. General liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in many areas.
Protect Your Business with Commercial General Liability Insurance
Running a business is hard work—you don’t need extra stress from unexpected risks. At Hurl & Hurl, we’re here to make Commercial General Liability (CGL) Insurance straightforward and affordable. As your local insurance broker, we’ll find you coverage that keeps your business safe without the headache.
What Is Commercial General Liability Insurance?
Think of CGL as your business’s safety shield. It covers the everyday risks—like accidents or lawsuits—that could derail your hard-earned success. Whether it’s a slip in your shop or a client claiming your work caused them harm, we’ve got you covered so you can keep focusing on what you do best.
What Does It Cover?
Your business is unique, and your insurance should be too. We’ll tailor a CGL policy to fit your needs, typically including:
- Bodily Injury: Pays for medical costs if someone gets hurt at your business—like a customer tripping over a cord.
- Property Damage: Covers repairs if your operations accidentally damage someone else’s property.
- Personal & Advertising Injury: Protects against claims like slander or copyright issues tied to your marketing.
- Legal Defense Costs: Handles lawyer fees and settlements if you’re sued over a covered incident.
Need more? We can explore add-ons like product liability or cyber coverage—just let us know!
After years without insurance or a driver's license, David made it possible within minutes. Now I can progress upwardly in my career. Most of all I was not made to feel like a criminal or ashamed of my situation. Thank you a thousand times!Rebecca O'Connor
David has been a pleasure to work with. He was very thorough in looking over my business policy and helping my business save money. I highly recommended David and team!Danny Kolb
David is a fantastic person to know! He is extremely helpful and knowledgeable and I would highly recommend him to anyone with insurance needs.Chad Chambliss
David has been great to work with. He helped me with my business insurance and saved me money from the previous company I was with. He was very efficient and took the stress out of keeping my business compliant with insurance. I highly recommend David!Kalea Kulbe
Tailored Insurance Services
Independent Insurance Broker serving Colorado, Iowa, Kansas, Oregon, Texas, Washington and Wyoming. “Insurance that won’t make you Hurl.”
