Renter's Insurance
When you rent or lease, your landlord's insurance only protects the building itself - not your personal belongings. We'll design coverage to protect your personal property, your personal liability and your lifestyle while renting.
Renter’s Insurance That Feels Like Home
Renting gives you freedom, but it doesn’t mean you’re off the hook for protecting your stuff. We make Renter’s Insurance simple and affordable—so you can enjoy your space without the what-ifs. As your local insurance broker, we’re here to find coverage that’s just right for you.
Why Renter’s Insurance Matters
Your landlord’s insurance covers the building, but what about your belongings? A fire, a leak, or a break-in could leave you starting over—unless you’ve got Renter’s Insurance. It’s your backup plan for life’s surprises, keeping your wallet and your peace of mind intact.
What’s Covered?
Your place, your needs. We’ll craft a policy that works for you. Here’s what’s typically included:
- Personal Property: Replaces your stuff—like clothes, electronics, or furniture—if it’s stolen or damaged by covered events like fire or water.
- Liability Coverage: Protects you if someone gets hurt in your rental and blames you, covering legal fees or medical costs.
- Additional Living Expenses: Pays for a hotel or temporary spot if your rental’s unlivable after a covered incident.
- Guest Property: Limited coverage for your friends’ stuff if it’s damaged while at your place.
Want extra protection for high-value items like jewelry or bikes? We can add that too—just ask!
David is a fantastic person to know! He is extremely helpful and knowledgeable and I would highly recommend him to anyone with insurance needs.Chad Chambliss
If you want to talk to someone and be able to tell by the sound of their voice that they care about what they are doing then you should definitely give David Hurl a call.Andrew Page
David has been a pleasure to work with. He was very thorough in looking over my business policy and helping my business save money. I highly recommended David and team!Danny Kolb
I spoke with David about moving over my business and personal coverages. Out of the four agents I spoke to he was far and away the most responsive and on top of it. Highly recommend reaching out to Hurl and Hurl, specifically David, and remember cheap insurance savings fade fast when you actually need it as we learned with our previous insurer.Everett Lennon
Tailored Insurance Services
Independent Insurance Broker serving Colorado, Iowa, Kansas, Oregon, Texas, Washington and Wyoming. “Insurance that won’t make you Hurl.”
